In the morning when I closed my eyes

You were sleeping in paradise

While the room was growing light

I was holding still with all my might

Oh-what if it's true

What my heart says

Oh-what'll I do

What if this feeling becomes hard to part with

You were meant to play your part

In the design of a desperate heart

While you gave your love to me

I was betting I was getting it free

Oh-if I'd only know

What your heart cost

Oh-can we call it a loan

And a debt that I owe

On a bet that I lost

In the evening when you see my eyes

Looking back at you, no disguise

I'm not sure who you think you'll see

I'm just hoping you'll still know that it's me

Oh-what if it's true

Better ask the man inside

Oh-there seem to be two

One steals the love

The other one hides

Yeah-can we call it a loan

Till I've paid in full for the seeds I've sown

Yeah-can we say that I've grown in some way

That we may have yet to be shown

Oh-if I'd only known

What your heart cost

Oh-can we call it a loan

And a debt that I own

On a bet that I lost